The construction payment crisis.
Late and non-payment is rife, disputes are commonplace, margins are too low and cash flow is unreliable.
The human and economic cost of the status quo is unsustainable.
Every working day in the UK
£23 million is wasted due to poor payment practice in construction*
2 construction workers take their own lives**
18 construction businesses go bust***
Sources
*Data from ONS, Dept for Business Innovation and Skills, The Adjudication Society, Pinsent Masons, and Construction Enquirer
**Office for National Statistics
***UK Government Insolvency Service
We CAN do better
Saible has solutions for public and private sector projects across housing, regeneration, commercial development, civils, and infrastructure.
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FAQs
Saible provides secure, technology-enabled payment and governance solutions for construction and infrastructure projects. Its services are designed to ring-fence funds, improve payment transparency, reduce insolvency risk, and give clients, funders, and supply chains more confidence in how project money is managed.
A DiPPA, or Digital Parallel Payment Account, is Saible’s flagship solution. It is a ring-fenced project account that enables the supply chain to be paid simultaneously, with digital approvals, verification, and a full audit trail. It is intended to reduce payment delays, improve compliance, and protect funds from misuse.
Saible’s solutions are aimed at a range of stakeholders including developers, public sector construction clients, lenders, investors, insolvency practitioners, contractors, and infrastructure clients. Different products are tailored for new projects, distressed schemes, expiring PPP contracts, existing PBAs, and retention management.
Saible’s model uses ring-fenced trust account structures and direct payment controls so funds are protected and cannot be diverted through intermediaries. This helps shield the wider supply chain if one party becomes insolvent and creates more certainty around where project funds go.
Yes. Saible’s PBA+ Payment Control Service is designed to sit around an existing Project Bank Account, adding governance, verification, auditability, and supply chain visibility without requiring the client to move away from its current banking infrastructure.
Our Recovery solution is designed for distressed development schemes. It helps lenders and insolvency practitioners regain control of project cash flow, verify the legacy supply chain, approve a payment schedule, and ensure funds go directly to verified suppliers so projects can be stabilised more quickly.
Saible’s Retention Trust Account is a ring-fenced account that holds retention monies in trust. It helps clients and contractors protect retention funds from insolvency risk or misuse, while also supporting compliance with contract requirements that retentions be held separately.
Yes. Alongside its platform solutions, Saible also offers Saible Consult, which provides technology-supported consultancy services focused on financial and organisational resilience.